State RegulationsCO specificDifficulty 1/5
An applicant for a Colorado life producer license asks how much approved prelicensing education the state requires. Under C.R.S. § 10-2-201(1), the requirement is:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
C.R.S. § 10-2-201(1) requires 50 hours of approved prelicensing education per line — life, health, property, and casualty are each 50 hours — and the total must include at least 3 hours of insurance ethics. The ethics hours are part of the 50, not in addition to them, and no line carries a smaller requirement.
Why the other options are wrong
- A) The 40-hour model is not Colorado's requirement; C.R.S. § 10-2-201(1) sets 50 hours per line.
- C) The ethics component is mandatory under C.R.S. § 10-2-201(1); 50 hours without at least 3 hours of ethics does not comply.
- D) 30 hours is a continuing-education-style figure, not the prelicensing requirement of C.R.S. § 10-2-201(1).
Memory hook
Fifty hours, 3 of them ethics — Colorado counts both.