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State RegulationsCO specificDifficulty 2/5

Under C.R.S. § 10-7-302(1)(g), where must the notice of the life policy free-look right appear?

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Answer & full 3-part explanation (select an option above, or peek)

Why C is correct

C.R.S. § 10-7-302(1)(g) requires the free-look notice to appear on the first page of every Colorado life policy, telling the policyholder the policy may be returned within 15 days of delivery for a refund of premium. Placing the notice on the first page guarantees the disclosure is seen when the contract itself is reviewed. It is a statutory content requirement for the policy form, not an optional producer handout or a filing exercise.

Why the other options are wrong

  • A) The notice is a first-page feature of the policy itself, not an annual mailing at renewal.
  • B) An illustration is sales material; the statute requires the notice in the policy, on its first page.
  • D) No separate filing card satisfies the statute; the notice must be printed on the policy's first page.

Memory hook

Page one, no hiding — the free-look notice greets you at the front door.

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