State RegulationsCO specificDifficulty 2/5
A Colorado insurer prints a new batch of claim forms in Denver but omits the statutory fraud warning. Under C.R.S. 10-1-128, what requirement has been violated?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
C.R.S. 10-1-128 directs that the statutory fraud warning appear conspicuously on all printed applications, policies, and claim forms. A claim form printed without the warning fails that requirement, and the insurer cannot cure the omission by arguing that the forms are only claims documents rather than sales documents.
Why the other options are wrong
- A) The statute covers all three documents - applications, policies, and claim forms - so omission from claim forms is still a violation.
- C) No notarization requirement exists; the standard is conspicuous placement on the documents themselves.
- D) The warning belongs on the insurer's own printed documents, not in newspaper publication.
Memory hook
Fraud warning goes on the front of everything printed.