State RegulationsCO specificDifficulty 2/5
Under Colorado's insurance fraud provisions, C.R.S. §§ 10-1-128 and 10-1-129, a person who reports suspected insurance fraud in good faith is:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Under C.R.S. §§ 10-1-128 and 10-1-129, a person who reports suspected insurance fraud in good faith is immune from liability for the report. The immunity protects honest reporters even if the suspicion later proves unfounded, encouraging fraud reporting to insurers, the Colorado Division of Insurance, and law enforcement.
Why the other options are wrong
- A) Good-faith reporters are immune; a later-unfounded suspicion does not create defamation liability.
- C) Nothing in the statute requires telling the suspected person before making a report.
- D) Reports go to the insurer's anti-fraud personnel, the Division, or law enforcement; routing through a producer is not required.
Memory hook
Good-faith reporters get immunity.