State RegulationsCO specificDifficulty 1/5
A producer files a public records request seeking a copy of a competing insurer's insurance anti-fraud plan. Under C.R.S. § 10-1-128, the plan:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
C.R.S. § 10-1-128 treats an insurer's anti-fraud plan as proprietary, and it is not a public record. The confidentiality protects the plan's detection and investigation techniques from being studied and defeated by the very actors the plan targets.
Why the other options are wrong
- A) Compliance status does not make the plan public; the statute expressly shields it from disclosure.
- C) Completion of an examination does not convert the plan into a public record.
- D) The proprietary treatment applies to anti-fraud plans generally, not just to particular lines of business.
Memory hook
Fraud plans stay in the vault — proprietary, never public.