State RegulationsCO specificDifficulty 1/5
Under C.R.S. § 10-1-128, how is an insurer's anti-fraud plan treated?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
C.R.S. § 10-1-128 makes an insurer's anti-fraud plan proprietary information and not a public record. This protects the insurer's investigative methods while the plan still fulfills its prevention, detection, and education duties for the Colorado Division of Insurance.
Why the other options are wrong
- A) The statute expressly removes the anti-fraud plan from public-records disclosure.
- B) Automatic admissibility in every civil lawsuit is not a feature the statute creates.
- C) The plan is an internal compliance document, not marketing material for policyholders.
Memory hook
Fraud plans stay in the vault — proprietary, not public.