State RegulationsAZ specificDifficulty 2/5
Under A.R.S. 20-2604, a variable life policy issued in Arizona becomes incontestable after what period?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.R.S. 20-2604 provides that a variable life policy is incontestable after 2 years from issue. The variable life statute aligns the contestable period with the same two-year convention used for ordinary life incontestability under A.R.S. 20-1204.
Why the other options are wrong
- A) 30 days is the variable life right-of-return period after receipt, not the contestability period.
- B) 6 months is the policy-loan deferment limit, not a contestability figure.
- C) 3 years is the ordinary life reinstatement window under A.R.S. 20-1213, not variable incontestability.
Memory hook
Variable or ordinary, contestability ends at two years.