State RegulationsAZ specificDifficulty 2/5
An Arizona producer with an annuity line assists clients only by soliciting annuity applications and never personally delivers or issues the contracts. Under A.R.S. 20-1243.07, the training requirement:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Under A.R.S. 20-1243.07, the one-time training precondition covers producers who sell, solicit, or negotiate annuity contracts. Solicitation alone is enough to trigger the requirement, so a producer whose role stops at soliciting applications must still have completed the course before soliciting. The statute reaches every stage of the annuity transaction, not just the final sale.
Why the other options are wrong
- A) The requirement is not limited to completed sales; solicitation by itself triggers the training precondition.
- B) The obligation exists whether or not an insurer asks for proof; A.R.S. 20-1243.07 imposes it directly on the producer.
- C) Negotiation is one trigger among three — selling, soliciting, and negotiating all require the completed training.
Memory hook
Selling, soliciting, negotiating — any one of the three demands the training first.