State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-281, which activity is the definition of soliciting insurance?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
A.R.S. 20-281(15) defines soliciting as attempting to sell or negotiate insurance, including asking or urging a prospective purchaser to apply for a particular kind of insurance. The act is complete in the asking itself — no application, premium, or policy is needed for solicitation to have occurred, which is why unlicensed canvassing is still transacting insurance.
Why the other options are wrong
- A) Wrong because delivering an issued policy is part of selling under A.R.S. 20-281(14), not the purchaser-directed urging that defines soliciting.
- C) Wrong because receiving a commission is a compensation event, not the attempt to sell that A.R.S. 20-281(15) defines as soliciting.
- D) Wrong because examining and rating an application is an insurer underwriting function, not solicitation under A.R.S. 20-281(15).
Memory hook
Solicit = the ask itself — urge an application and you have solicited.