State RegulationsAZ specificDifficulty 1/5
For insurers transacting business in Arizona, who is appointed to receive service of legal process on behalf of the insurer?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Under A.R.S. 20-191, insurers transacting business in Arizona appoint the Director of the Arizona Department of Insurance and Financial Institutions as their attorney for service of process. This appointment guarantees that Arizona policyholders and claimants can always serve an insurer with legal papers within the state, even when the insurer is headquartered elsewhere.
Why the other options are wrong
- B) Wrong because the home state regulator has no role in Arizona litigation; A.R.S. 20-191 designates the Arizona Director for service of process.
- C) Wrong because the governor has no statutory function in insurance service of process; A.R.S. 20-191 names the Director.
- D) Wrong because a county sheriff executes service of papers but is not the appointed statutory agent for receiving process under A.R.S. 20-191.
Memory hook
Sue an insurer in Arizona? Serve the Director — 20-191 makes DIFI the mailbox.