State RegulationsAZ specificDifficulty 1/5
Which activity matches the statutory definition of selling insurance under A.R.S. 20-281?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
A.R.S. 20-281(14) defines selling as writing, issuing, or delivering an insurance contract, and includes offering to perform those acts on behalf of an insurer. The offer matters: a person need not actually complete delivery to be selling, because proposing to put a contract in force for an insurer already falls within the definition.
Why the other options are wrong
- B) Wrong because discussing a policy's merits to influence the purchase is negotiating under A.R.S. 20-281(10), not selling under A.R.S. 20-281(14).
- C) Wrong because urging a prospect to apply is solicitation, a separate defined act from selling under A.R.S. 20-281.
- D) Wrong because claim filing is a claims-handling service, not the writing, issuing, or delivering of a contract that A.R.S. 20-281(14) defines as selling.
Memory hook
Sell = write, issue, deliver — or offer to. Paper in motion is selling.