State RegulationsAZ specificDifficulty 1/5
Which of the following acts falls within the definition of 'selling' insurance under A.R.S. 20-281(14)?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.R.S. 20-281(14) defines selling as writing an insurance contract or procuring insurance for a person, and the sale includes delivering the policy and collecting the initial premium. Completing the transaction by handing over the policy and taking payment is squarely within the definition.
Why the other options are wrong
- A) General education about insurance history does not write or procure a contract.
- B) A vague suggestion to research insurance does not procure a contract; a direct urging to apply would be solicitation under A.R.S. 20-281(15).
- C) Post-sale billing questions are policyholder service, not the writing or procuring of a contract.
Memory hook
A sale is not done until the policy is delivered and the first premium is collected.