Alongside the statutes requiring records to be open to examination, which foundational Arizona authority underpins the state's public oversight of insurance business and records?

Why A is correct

Arizona's framework for examining insurance business and records rests on the Arizona Constitution, article 14, section 16, working together with A.R.S. 20-157 and A.R.S. 20-290. The constitutional provision grounds the public, regulator-led examination of insurance transactions, which the statutes implement through the Director's examination authority at the Arizona Department of Insurance and Financial Institutions.

Why the other options are wrong

• B) Wrong because the federal revenue code governs taxation, not Arizona's examination of insurance records; the state framework rests on the Arizona Constitution, article 14, section 16.
• C) Wrong because county ordinances do not govern insurance oversight; the authority is constitutional and statutory at the state level.
• D) Wrong because industry bylaws are private rules with no force as public authority over insurance records.

Memory hook

Article 14, section 16 is the constitutional root of Arizona's record exams.