State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-1351, within what period after the occurrence or commencement of the loss must written proof of loss be furnished under an individual health policy?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
A.R.S. 20-1351 requires written proof of loss within 90 days after the occurrence or commencement of the loss — or, for periodic claims, within 90 days after the end of the period for which the insurer is liable. The 90-day figure is the Arizona requirement in this claim sequence, and missing it can jeopardize recovery on the claim.
Why the other options are wrong
- A) 60 days is the minimum waiting period before a lawsuit under A.R.S. 20-1355, not the proof deadline.
- C) 180 days comes from other jurisdictions' proof-of-loss models and is not Arizona law.
- D) 2 years is the outside limit on legal actions under A.R.S. 20-1355, far later than the proof deadline.
Memory hook
Proof in 90 — never 180.