State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-1352, when are non-periodic losses under an Arizona accident and health policy payable?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.R.S. 20-1352 provides that non-periodic losses — such as a fixed medical expense reimbursement — are payable immediately upon receipt of due written proof of loss. Arizona does not allow the insurer to hold a documented non-periodic claim; the statutory trigger is the receipt of due proof, not a demand from the policyholder or a built-in waiting period.
Why the other options are wrong
- A) A.R.S. 20-1352 requires immediate payment of non-periodic losses; an annual payment cycle would defeat the statute's command.
- B) Forty-five days is the conditional-receipt reinstatement date under A.R.S. 20-1348; it is not a payment deadline for claims.
- C) No written demand is required; the payment obligation arises when due written proof of loss is received, under A.R.S. 20-1352.
Memory hook
Due proof in, payment out — immediately.