State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-1349, within what period after a covered loss occurs or begins must written notice of claim be given under an individual health policy?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
A.R.S. 20-1349 requires written notice of claim within 20 days of the occurrence or commencement of the loss, or as soon as reasonably possible where the 20-day window cannot be met. The notice is the first step in the claim sequence and triggers the insurer's duty to furnish claim forms under A.R.S. 20-1350.
Why the other options are wrong
- A) 10 days is the post-reinstatement sickness waiting figure under A.R.S. 20-1348, not the notice deadline.
- B) 45 days is the conditional-receipt reinstatement backstop under A.R.S. 20-1348, not the notice deadline.
- D) 90 days is the proof-of-loss period under A.R.S. 20-1351, a later claim step.
Memory hook
Twenty days to speak up — or ASAP.