State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-1349, how soon after a covered loss occurs or begins must an insured give the insurer written notice of claim under an individual health policy?
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
A.R.S. 20-1349 requires written notice of claim within 20 days of the occurrence or commencement of the loss, or as soon as reasonably possible thereafter. The notice starts the insurer's downstream obligations, including furnishing claim forms within 15 days under A.R.S. 20-1350, so prompt notice keeps the whole claim sequence moving.
Why the other options are wrong
- A) 10 days is the post-reinstatement sickness waiting figure under A.R.S. 20-1348, not the notice deadline.
- C) 45 days is the conditional-receipt reinstatement backstop under A.R.S. 20-1348, not the notice-of-claim limit.
- D) 90 days is the proof-of-loss period under A.R.S. 20-1351, a later step in the claim process.
Memory hook
Notice in 20 — then the paperwork dance begins.