State RegulationsAZ specificDifficulty 2/5
A candidate is asked which authority governs the Medicare supplement free look in Arizona. The correct answer is:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The Medicare supplement free look is established by A.A.C. R20-6-1101, an Arizona administrative rule. The LTC 30-day right comes from a different authority, A.R.S. 20-1691.07, and the entire-contract clause says nothing about free looks — the Medigap product is anchored to the rule, which is why candidates should never cite a statute for the Medigap free look.
Why the other options are wrong
- A) A.R.S. 20-1691.07 governs long-term care policies; the Medigap free look rests on the administrative rule instead.
- C) A.R.S. 20-1345 defines the entire contract for health policies and creates no free-look right of any kind.
- D) Arizona regulation applies to Medigap policies sold in this state; the free look comes from Arizona's administrative rule, not from federal Medicare regulation alone.
Memory hook
Medigap free look: rule R20-6-1101, not a statute.