State RegulationsAZ specificDifficulty 2/5
A Mesa resident enrolled in Medicare buys a Medicare supplement policy and wants time to compare it with her current coverage. Under A.A.C. R20-6-1101, what right does she have?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.A.C. R20-6-1101 entitles Arizona Medicare supplement policyholders to a 30-day free look measured from delivery, with premium refunded on return. Medicare enrollment dates do not start the clock, and a year-long cancellation right is not the rule's guarantee — the protection is a defined 30-day comparison window.
Why the other options are wrong
- A) Ten days is too short; the Medigap free look under the rule runs 30 days after delivery.
- B) A year-long cancellation right does not exist under the rule; the free look is confined to 30 days from delivery.
- C) The clock runs from delivery of the policy, not from the Medicare enrollment date, and the window is 30 days rather than 60.
Memory hook
Compare freely for 30 days from delivery.