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State RegulationsAZ specificDifficulty 1/5

Under Arizona insurance law, the federal health insurance program primarily serving older adults and certain disabled individuals is known by which name?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

Medicare is the federal program that Arizona's insurance framework references by name when regulating supplement coverage; Arizona law governs the private supplements to Medicare without administering Medicare itself. The other choices name different programs or statutes serving different populations and purposes.

Why the other options are wrong

  • A) Medicaid is the separate program serving eligible low-income individuals, not the program primarily serving older adults.
  • C) COBRA concerns continuation of group health coverage after qualifying events; it is not the federal health program for older adults.
  • D) The ACA is a federal statute addressing health coverage and market reforms, not the health insurance program primarily serving older adults.

Memory hook

Medicare is federal; Medigap hangs off it by name.

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