State RegulationsAZ specificDifficulty 2/5
Under A.R.S. 20-1691.12, which Arizona producers must satisfy the long-term care training requirement?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.R.S. 20-1691.12 attaches the training requirement to the activity — selling, soliciting, or negotiating LTC insurance — rather than to a particular line on the license or to an employment arrangement. Any Arizona producer engaging in LTC transactions must carry the training, and producers who never touch the product are not obligated by this statute.
Why the other options are wrong
- A) Holding a life line alone does not trigger the duty; the statute keys the requirement to LTC activity, not to a license line held.
- B) Carrier employment is irrelevant; independent and captive producers alike must train if they engage in LTC transactions.
- C) No combination of lines is required; the trigger is the LTC activity itself, whatever lines the producer holds.
Memory hook
The duty follows the activity, not the license label.