State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-1691.12, how many hours of initial long-term care training must an Arizona producer complete before selling LTC insurance?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
A.R.S. 20-1691.12 requires an Arizona producer to complete 8 hours of initial LTC training before acting as a long-term care producer. The 4-hour figure is the ongoing requirement, 6 hours is the ethics slice of general continuing education, and 48 hours is the full per-term CE total — three familiar numbers that candidates routinely swap under exam pressure.
Why the other options are wrong
- A) Four hours is the ongoing training requirement in each 2-year period under A.R.S. 20-1691.12, not the initial course length.
- B) Six hours is the ethics component of the general 48-hour CE requirement, not the LTC initial training length.
- D) Forty-eight hours is the total general continuing education requirement per 4-year license term, not the LTC initial course.
Memory hook
Eight to start, four to keep going.