State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-1691.07, the 30-day LTC free-look period is measured from:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
A.R.S. 20-1691.07 measures the LTC free look from delivery of the policy to the policyholder. The application date, the payment date, and the producer's appointment date are all irrelevant to the clock — only delivery starts the 30 days, which is why prompt delivery matters to Arizona producers.
Why the other options are wrong
- A) The application signature date does not start the clock; the free look protects the policyholder's review of the delivered policy.
- C) Payment clearance is not the trigger; A.R.S. 20-1691.07 keys the period to delivery of the policy.
- D) The producer's appointment date has no bearing on the policyholder's free-look clock.
Memory hook
The clock starts at delivery, not signature.