State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-1691.07, within how many days after delivery may an Arizona LTC policyholder return the policy for a refund?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.R.S. 20-1691.07 gives an Arizona long-term care policyholder 30 days after delivery to return the policy for a full premium refund. The 10-day figure belongs to other products' return rights, 15 days is the claim-forms furnishing period, and 45 days is the health reinstatement date — none of them governs the LTC free look.
Why the other options are wrong
- A) Ten days is the annuity return window under A.R.S. 20-1233 for younger contract holders, not the LTC period.
- B) Fifteen days is the insurer's deadline to furnish claim forms under A.R.S. 20-1350; it is not a free-look period.
- C) Forty-five days is the conditional-receipt reinstatement date under A.R.S. 20-1348, not the LTC return window.
Memory hook
LTC free look: a full 30 days to walk away.