State RegulationsAZ specificDifficulty 1/5
Under Arizona insurance fraud law, knowingly presenting a fraudulent statement as part of an insurance transaction is classified as:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.R.S. 20-463 makes knowingly presenting fraudulent statements in insurance matters a class 6 felony. The same section protects good-faith reporters from liability, so the felony exposure falls on those who knowingly present fraudulent material.
Why the other options are wrong
- A) The offense is criminal, not a mere civil infraction; it is a class 6 felony under A.R.S. 20-463.
- B) License suspension is a separate disciplinary outcome and understates the criminal classification.
- C) The classification is class 6, not class 2, under A.R.S. 20-463.
Memory hook
Fraud = class 6 felony, thanks to 20-463.