State RegulationsAZ specificDifficulty 1/5
Under A.R.S. 20-1205, what documents make up the entire contract of an Arizona life insurance policy?
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
A.R.S. 20-1205 provides that the life policy plus a copy of the application attached to it constitutes the entire contract. Nothing outside those documents - no illustration, underwriting notes, or oral promise - varies the parties' agreement.
Why the other options are wrong
- A) A sales illustration is not part of the statutory entire contract.
- B) The underwriting file is internal and not part of the contract.
- C) The application, when attached to the policy, is expressly part of the entire contract.
Memory hook
Policy + attached application = the whole deal.