State RegulationsAZ specificDifficulty 1/5
Under Arizona law, how soon after receiving written notice of an accident and health claim must the insurer furnish the claimant with the necessary claim forms?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under A.R.S. 20-1350, an insurer receiving written notice of a claim must furnish the claimant with the required claim forms within 15 days. This deadline keeps the Arizona claims process moving by ensuring claimants can promptly document their losses; if the insurer fails to furnish the forms in time, the statute shifts the burden by giving the claimant an alternative way to submit proof.
Why the other options are wrong
- A) Ten days is not the claim-forms deadline; A.R.S. 20-1350 sets the furnishing period at 15 days.
- B) Twenty days is the insured's deadline to give written notice of claim under A.R.S. 20-1349, not the insurer's deadline to furnish forms.
- D) Forty-five days is the date on which a conditionally receipted health policy is reinstated under A.R.S. 20-1348; it has nothing to do with claim forms.
Memory hook
Fifteen days to hand over the forms — think 'fifteen for forms.'