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State RegulationsAZ specificDifficulty 1/5

Of the continuing education hours required each 4-year license term in Arizona, how many must be devoted to ethics?

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Answer & full 3-part explanation (select an option above, or peek)

Why B is correct

A.R.S. 20-2902(A)(2) requires 48 credit hours per 4-year license term, and that total must include 6 hours of ethics. Producers who complete 48 hours of general coursework without the required ethics component remain out of compliance, so the ethics block must be planned into the term rather than left until the renewal deadline.

Why the other options are wrong

  • A) Wrong because 3 hours is the ethics figure found in other jurisdictions' continuing education models, not Arizona's; A.R.S. 20-2902(A)(2) requires 6.
  • C) Wrong because 12 hours doubles the actual ethics requirement; only 6 ethics hours are required under A.R.S. 20-2902(A)(2).
  • D) Wrong because 48 is the total hours for the whole term under A.R.S. 20-2902(A)(2), not the ethics portion.

Memory hook

Half a dozen hours of ethics inside 48 — six of the four dozen are ethics.

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