State RegulationsAZ specificDifficulty 2/5
An applicant for an Arizona producer license submits an application that the Arizona Department of Insurance and Financial Institutions finds deficient. How long does the applicant have to correct the deficiency?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
Under A.R.S. 20-285, an applicant whose application is found deficient has sixty days to cure the deficiency, and the Department has up to sixty days to take administrative action on the application. The paired windows mean an incomplete application is not instantly dead, but the applicant must act within the cure period or risk losing the opportunity.
Why the other options are wrong
- A) Wrong because the statutory cure period under A.R.S. 20-285 is sixty days, not thirty days.
- B) Wrong because the applicant is given sixty days under A.R.S. 20-285 to cure the deficiency, not a ten-day window.
- D) Wrong because A.R.S. 20-285 expressly provides a cure period; a deficient application is not rejected outright with no chance to correct it.
Memory hook
Deficient application? Sixty days to fix it.