State RegulationsAZ specificDifficulty 1/5
Which practice does the Affordable Care Act prohibit for health coverage?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
The Affordable Care Act (45 CFR 146, 147; 42 USC 300gg-300gg-91) requires guaranteed issue and bars preexisting-condition exclusions in health coverage, so an applicant's prior illness cannot be used to refuse or delay coverage. Wellness incentives and limited tobacco rating remain permitted features, and young-adult dependent coverage is an ACA requirement rather than a banned practice.
Why the other options are wrong
- A) wellness incentives are permitted under the ACA framework.
- B) limited tobacco rating is allowed; it is not the prohibited practice.
- D) young-adult dependent coverage is something the ACA requires plans to allow.
Memory hook
ACA: no denial for what came before.