State RegulationsAZ specificDifficulty 1/5
Under the Affordable Care Act (42 USC 300gg), a health plan may not:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
The Affordable Care Act (42 USC 300gg, implemented in 45 CFR 147) prohibits health plans from denying coverage, excluding benefits, or pricing coverage on the basis of a pre-existing condition. Guaranteed availability on health status is the reform's centerpiece; the other listed practices are things plans are permitted, or even encouraged, to do.
Why the other options are wrong
- A) Covering preventive services is a feature the Act promotes, not a prohibition.
- C) Offering coverage through a marketplace is permitted under the Act's structure.
- D) Covering dependent children under a parent's plan is permitted and expanded by the Act.
Memory hook
ACA: no pre-existing condition denials — health status cannot price the policy.