Continuing Education (CE)
Required ongoing education hours a licensed producer must complete each license period to keep the license active, often including ethics hours.
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An agent who has not completed the required continuing education before license renewal:
is not eligible to renew the license until the requirement is satisfied — Section 1749.3 of the California Insurance Code makes completion of approved continuing education a condition of license renewal. Producers must complete 24 hours of approved courses in each two-year renewal period, including 3 hours of ethics training. An agent who has not completed the required hours before the renewal date is not eligible to renew the license until the requirement is satisfied. The renewal process is tied to verification that the CE requirement has been met, so completing the courses is the gateway to continued licensure. There is no mechanism by which paying a fee or a fine substitutes for the substantive educational requirement, and no probationary license is available as an alternative.
CA-specific example
Continuing education courses used to satisfy the California CE requirement must be:
approved by the Insurance Commissioner — The California continuing education requirement is satisfied only by courses that have been approved by the Insurance Commissioner. The approval process ensures that courses meet content standards relevant to the producer's license classification. Course providers submit their course materials for approval, and producers earn credit only for completing approved courses. The Commissioner does not have to be the provider of the courses, and classroom attendance is not mandatory, because approved courses may be offered through self-study, online delivery, or other formats. There is also no requirement that a course be completed within thirty days of enrollment. What controls is the approval status of the course and the successful completion of it by the producer.
CA-specific example
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