General Insurance✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
A person negligently causes another's injury and must compensate the injured party. This obligation arises under:
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Answer & full 3-part explanation (select an option above, or peek)
Why D is correct
Negligence is a tort, which is a civil wrong arising from the breach of a legal duty imposed by society rather than from a voluntary agreement. When a person fails to exercise reasonable care and causes injury, tort law imposes liability to compensate the victim. This contrasts with contract liability, which flows from breaching a promise that was made by agreement between the parties, and it has nothing to do with land ownership or criminal prosecution.
Why the other options are wrong
- A) Contract law requires a voluntary agreement between the parties; the careless person made no promise to the victim.
- B) Real property law concerns land and ownership rights, not personal injury.
- C) Criminal procedure governs the prosecution of crimes, not civil compensation for negligence.
Memory hook
Negligence is a tort; a broken promise is a contract matter.