Life Insurance✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Which of the following is a Social Security survivor benefit available to eligible family members?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Social Security pays survivor benefits to eligible family members of a deceased worker who was insured, including monthly income to a surviving spouse caring for minor children or who is age 60 or older, and to dependent children under 18. A small lump-sum death benefit is also payable to the surviving spouse or eligible family members. These benefits are part of the survivor income program and help replace the deceased worker's earnings.
Why the other options are wrong
- B) Social Security is a government insurance program, not an annuity purchased by the worker.
- C) Survivor benefits go to the spouse and dependent children, not ordinarily to the worker's parents.
- D) Social Security pays benefits, not loans.
Memory hook
Survivor benefits = income for the spouse and kids, plus a small death lump sum.