PassSprint
State RegulationsCA specificVerified · outline & fact-checked · Sep 2026Difficulty 2/5

For a life insurance policy delivered to a California senior citizen (age 60 or older), the cancellation notice required by Section 10127.10 must:

Select an option to reveal the answer and the full 3-part explanation — free, no signup.

Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

Section 10127.10 requires that every individual life insurance policy delivered to a senior citizen in California carry a notice printed on the front of the policy jacket or on the cover page in 12-point bold print with one inch of space on all sides, stating that the policy may be returned for cancellation within a period of not less than 30 days. The requirement makes the cancellation right conspicuous so that seniors are not misled about their ability to return the policy for a refund of premium.

Why the other options are wrong

  • B) The disclosure must be printed on the policy jacket or cover page, not merely recited verbally.
  • C) The notice is a policy printing requirement, not a filing obligation with the Commissioner.
  • D) The notice must be on the front jacket or cover page in prominent 12-point bold type, not hidden in an appendix.

Memory hook

Senior cancellation: 12-point bold on the cover, 30-day window. Big print, big right.

Related Practice Questions