Which statement correctly describes a PPO (preferred provider organization) plan?

Question

Accepted Answer

Members may use out-of-network providers, but pay a higher share of the cost than for in-network care

Answer

Members must obtain a referral from a gatekeeper for any specialist visit

Answer

Out-of-network care is never covered under any circumstances

Answer

Members are required to select a primary care physician and cannot change it during the year

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