Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Which statement correctly distinguishes a stand-alone Prescription Drug Plan (PDP) from a Medicare Advantage Prescription Drug plan (MA-PD)?
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
A stand-alone Prescription Drug Plan (PDP) provides only Part D prescription drug coverage and is paired with Original Medicare, which continues to provide the member's Part A and Part B benefits. A Medicare Advantage Prescription Drug plan (MA-PD) is a Medicare Advantage plan that bundles the MA medical benefits with Part D drug coverage in a single plan. The choice between them depends on whether the beneficiary keeps Original Medicare or enrolls in an MA plan.
Why the other options are wrong
- A) This reverses the definitions: the PDP provides only drug coverage, while the MA-PD bundles medical and drug benefits.
- B) Medigap cannot be combined with a Medicare Advantage plan, and neither PDP nor MA-PD requires owning Medigap.
- D) MA-PD and PDP enrollees must be entitled to Part A and/or enrolled in Part B; the Part B enrollment requirement applies.
Memory hook
PDP = drugs only, rides alongside Original Medicare. MA-PD = medical plus drugs in one MA plan.