Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
To enroll in a stand-alone Medicare Part D prescription drug plan, an individual must:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Part D prescription drug coverage is available only to individuals who are entitled to Medicare Part A and/or enrolled in Medicare Part B. This requirement ties drug coverage to the Medicare beneficiary population. A beneficiary may obtain Part D either through a stand-alone Prescription Drug Plan (PDP) paired with Original Medicare or through a Medicare Advantage plan that bundles drug coverage (MA-PD), but Medicare enrollment itself is the prerequisite.
Why the other options are wrong
- A) Private health insurance does not confer Part D eligibility; the individual must be entitled to Part A and/or enrolled in Part B.
- C) A Medicare Advantage plan is one delivery method for drug coverage, not a requirement to enroll in Part D.
- D) Part D is a Medicare program for beneficiaries age 65 or older or those eligible through disability; there is no under-65 requirement.
Memory hook
Want Part D? You need Part A and/or Part B first. Medicare enrollment is the ticket to drug coverage.