Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Which statement about Medicare Part B premiums is correct?
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Everyone enrolled in Medicare Part B pays a monthly premium, and the amount is income-related: beneficiaries with higher modified adjusted gross income pay more, through the Income-Related Monthly Adjustment Amount (IRMAA). There is no free Part B and no one-time fee; the premium is a continuing monthly obligation, with the standard amount increased for higher-income enrollees. This premium structure is a tested point in the Part B objectives.
Why the other options are wrong
- B) Every Part B enrollee pays the premium; it is not limited to those over 75, and younger SSDI beneficiaries also pay it.
- C) Part B is never free; Part A may be premium-free for those with sufficient work credits, but Part B always carries a premium.
- D) The Part B premium is monthly and ongoing, not a one-time enrollment charge.
Memory hook
Part B: everyone pays monthly, and the rich pay more. Income drives the Part B bill, not age alone.