Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
A citizen who is entitled to Medicare Part A at age 65 and takes no action regarding Part B will generally:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
The examination objectives state that citizens and legal residents who are entitled to Part A at age 65 receive automatic eligibility for Part B. In practice, such individuals are automatically enrolled in Part B and must affirmatively decline it if they do not want the coverage, which avoids a coverage gap and potential penalty. Because enrollment happens without an application, taking no action results in Part B being in effect. This automatic-enrollment rule is tested under AH-III.D.1d of the senior health products material.
Why the other options are wrong
- B) No separate Part B application is required for a person entitled to Part A at age 65; enrollment is automatic.
- C) Medicare Advantage enrollment is a separate, voluntary choice and is never automatic from Part A entitlement.
- D) Because enrollment occurs automatically at first eligibility, no late-enrollment penalty is triggered by taking no action.
Memory hook
Entitled to Part A at 65? Part B comes along automatically.