Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 3/5
Regarding inpatient psychiatric hospital care, Medicare Part A:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Part A covers inpatient care in a psychiatric hospital but applies a lifetime limit on the number of covered days. Once the lifetime allowance is exhausted, Part A pays no further benefits for inpatient psychiatric hospital care, although care in a general hospital may still be covered under the regular benefit period rules. This lifetime limit is one of the special features of the Part A mental health benefit.
Why the other options are wrong
- B) Inpatient psychiatric care in a specialty psychiatric hospital is subject to a lifetime day limit, not unlimited.
- C) Part D covers prescription drugs, not inpatient hospital care.
- D) Part A does cover inpatient psychiatric hospital care, but only up to a lifetime day limit.
Memory hook
Part A psychiatric care has a lifetime day limit — a rare Medicare cap.