Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
In Original Medicare Part A, for days 1 through 60 of a hospital stay in a benefit period, after the inpatient deductible is met, the beneficiary pays:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
In each benefit period, after the Part A inpatient deductible is met, the beneficiary pays no daily coinsurance for days 1 through 60 of covered inpatient hospital care. Daily coinsurance begins on day 61 of the benefit period, and lifetime reserve days beyond day 90 also carry coinsurance. This day-based structure is a signature feature of Part A hospitalization coverage.
Why the other options are wrong
- B) Daily coinsurance begins at day 61, not from the start of the hospital stay.
- C) 20% coinsurance is the Part B cost-sharing model; Part A uses a deductible plus daily coinsurance structure.
- D) The Part B deductible is unrelated to Part A hospital copays, which are zero for days 1-60 after the Part A deductible is met.
Memory hook
Days 1-60 of Part A: pay the deductible, then zero daily copay.