Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
Which statement about Medicare Part A hospital insurance is correct?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare Part A covers inpatient hospital services — the room, nursing care, and hospital facility costs — but it does not cover physicians' and surgeons' professional fees. Those services are paid under Part B, the medical insurance program. This division between hospital facility costs and professional charges is a defining feature of the Original Medicare structure and a frequently tested point in the senior products objectives, because it determines which part of the Medicare program pays for which component of care.
Why the other options are wrong
- B) Part A carries deductibles, coinsurance, and limits, and it excludes professional physician fees; it pays nowhere near 100 percent of everything.
- C) Outpatient prescription drugs are a Part D matter; Part A is hospital coverage.
- D) Part A is available to people 65 and older and certain younger people with disabilities (SSDI) or ESRD/ALS, not only to people under 65.
Memory hook
Part A pays for the bed, the floor, the nursing — not the doctor's bill. The doctor bills Part B.