Disability IncomeDifficulty 2/5A surgeon's disability policy defines total disability under an 'own occupation' (own-occ) provision. Which statement correctly describes this coverage?AThe insured is considered totally disabled if unable to perform the material duties of their own occupation, even if they can work in another occupationBThe insured is considered totally disabled only if unable to work in any occupation for which they are reasonably suitedCThe insured must be completely bedridden to qualify for benefitsDThe insured must be unable to perform any gainful work, regardless of occupationSelect an option to reveal the answer and the full 3-part explanation — free, no signup.Spotted an error in this question? Report it →