Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
The 'core' benefits of Medicare Supplement Plan A are important because they:
Select an option to reveal the answer and the full 3-part explanation — free, no signup.
Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
Medicare Supplement Plan A provides the core benefits that apply to all standardized Medicare Supplement plans. These core benefits include the Medicare Part A coinsurance plus an additional 365 days of hospital coverage, the Part B coinsurance or copayment, the first three pints of blood, and the Part A hospice care coinsurance. Every standardized plan must provide these basic benefits; the other plans add benefits on top of this core. Medigap policies do not cover prescription drugs, which are covered by Part D.
Why the other options are wrong
- A) Medigap availability for beneficiaries under 65 varies by state; the core benefits are not limited to any age group.
- C) Medigap policies do not include prescription drug coverage; beneficiaries enroll in a Part D plan for drugs.
- D) Medigap supplements Medicare; it does not replace Part B, which remains the underlying coverage.
Memory hook
Plan A's core rides in every Medigap policy: Part A coinsurance, 365 extra days, Part B coinsurance, blood, hospice.