Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 1/5
The standardized Medicare supplement (Medigap) policy that provides the core basic benefit package included in all Medigap plans is:
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medigap policies are standardized, and every Medigap plan sold today must provide at least the core benefits of Plan A. Plan A covers the Part A coinsurance for hospital days 61 through 90 and lifetime reserve days, the Part B coinsurance, the first three pints of blood, and the Part A hospice care coinsurance. Because Plan A's benefits form the minimum package, any Medigap policy purchased after 1992 includes these core benefits regardless of the letter of the plan. Plans K, N, and C add benefits beyond the Plan A core.
Why the other options are wrong
- B) Plan K adds benefits such as Part A and Part B deductibles and copayments beyond the core, so it is not the basic package.
- C) Plan N adds cost-sharing features and extras beyond the Plan A core benefits.
- D) Plan C covers the core benefits plus Part B excess and other extras; Plan A alone is the minimum package.
Memory hook
Plan A is the Medigap foundation. Every lettered plan stacks more on top of A.