State RegulationsCA specific✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
Before selling a Medicare Supplement policy, the insurer must provide the applicant with a(n):
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Answer & full 3-part explanation (select an option above, or peek)
Why C is correct
An insurer selling a Medicare Supplement policy must provide the applicant with an outline of coverage that describes the policy's benefits and limitations. This disclosure, required by California Insurance Code Section 10192.17(l)(3)(G), lets the applicant compare standardized plans and understand what the policy does and does not cover before buying. The outline must be delivered before the application or at the time of application, along with other required disclosures.
Why the other options are wrong
- A) A medical underwriting questionnaire is used to evaluate health status, not to disclose the policy's benefits to the applicant.
- B) A list of physicians is not a required Medigap disclosure document.
- D) A certificate of creditable coverage relates to prior coverage for portability purposes and is not the required Medigap sales disclosure.
Memory hook
Outline first, sale second. The outline of coverage is the Medigap buyer's map of benefits before the contract.