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Medical ExpenseVerified · outline & fact-checked · Sep 2026Difficulty 2/5

A physician who is a participating provider with Medicare has agreed to:

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Answer & full 3-part explanation (select an option above, or peek)

Why A is correct

A participating provider signs an agreement to accept assignment on all Medicare claims. Accepting assignment means the provider takes the Medicare-approved amount as payment in full: Medicare pays its share, typically 80% of the approved amount after the deductible, and the patient is responsible only for the remaining share, such as a 20% coinsurance. The provider cannot bill the patient for the difference between the approved amount and the provider's usual charge. Nonparticipating providers may charge up to a statutory limit above the approved amount, which the patient must pay out of pocket, making participating status financially favorable for patients.

Why the other options are wrong

  • B) Billing the patient the full fee and submitting to Medicare later describes non-assignment billing and allows the provider to charge above the approved amount.
  • C) Participating providers do not waive the deductible; the patient must still satisfy the annual Part B deductible before coinsurance applies.
  • D) Participating provider status concerns the billing relationship with Original Medicare and is not limited to any particular patient population.

Memory hook

Participating provider = assignment accepted: Medicare's approved price settles the whole bill.

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