Medical Expense✓ Verified · outline & fact-checked · Sep 2026Difficulty 2/5
A Medicare provider who 'accepts assignment' agrees to:
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Answer & full 3-part explanation (select an option above, or peek)
Why B is correct
A provider who accepts Medicare assignment agrees to accept the Medicare-approved amount as full payment for covered services. The provider bills Medicare, Medicare pays its share, and the beneficiary pays only the remaining deductible and coinsurance. Participating providers accept assignment for all Medicare services. Non-participating providers may not accept assignment in every case and may bill the beneficiary up to a higher limiting charge, which is why beneficiaries are encouraged to use participating providers.
Why the other options are wrong
- A) Billing the beneficiary for the entire charge would violate assignment, which limits payment to the approved amount plus cost sharing.
- C) Assignment concerns the amount the provider accepts, not the beneficiary's deductible, which Medicare still collects.
- D) Providers accepting assignment are still paid by Medicare and collect cost sharing; they do not provide free care.
Memory hook
Assignment = the provider says 'I'll take Medicare's approved amount and nothing more.' No balance billing, no surprises.