Which of the following is a type of Medicare Advantage (Part C) plan?
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Answer & full 3-part explanation (select an option above, or peek)
Why A is correct
Medicare Advantage, Part C, is delivered through private plan models: HMOs, PPOs, Private Fee-for-Service (PFFS) plans, and Special Needs Plans (SNPs), including the D-SNP for dual-eligible beneficiaries. A PFFS plan sets its own payment rates and allows members to see any Medicare-eligible provider that agrees to treat them under the plan's terms. Medigap Plan F is a Medicare supplement policy, Original Medicare is the traditional fee-for-service program, and a stand-alone PDP is a Part D product. None of those three is a Medicare Advantage plan type, which makes PFFS the correct answer.
Why the other options are wrong
- B) Medigap Plan F is a standardized Medicare supplement policy sold to fill the gaps in Original Medicare. It is not a Medicare Advantage plan and does not deliver Part C benefits.
- C) Original Medicare is the traditional program administered by the federal government, not a private Part C plan. Medicare Advantage exists as a private alternative to it.
- D) A stand-alone Part D prescription drug plan delivers drug coverage only. It is not a Medicare Advantage plan, which must provide medical benefits under Part C.
Memory hook
Part C comes in HMO, PPO, PFFS, and SNP flavors — all private, none named Medigap.